Our Difference

Excavator People
Commercial Credit, Inc., through operating subsidiaries Commercial Credit Group Inc. (USA), CCG Equipment Finance Ltd (Canada), and Transfac Capital, provides heavy equipment and accounts receivable financing to the construction, manufacturing, transportation and waste industries.

We have a traditional self-originate and hold business model, which requires significant capital and balance sheet management, and is funded by global financial institutions. Though this is not a new business model, it’s a proven one that requires exceptional managerial skill and patience to execute.

Our main difference is our people, their personal service, and industry expertise. We attract top industry talent that is respected and valued by our clients.  We are not afraid to get our shoes dirty and often meet at jobsites, truck stops or on shop floors to learn your business and provide the best possible service. This extends to our credit, documentation and collections teams who work closely with you throughout the loan process and our continuing relationship.

Our independence is a major advantage. We are not influenced by a parent or an affiliate company whose course of business can change ours. Being independent keeps us sharp and focused on building our business and servicing you, our customers, without distraction.

We pride ourselves on helping you achieve business growth through a variety of financing and leasing options. Whether you need to fund a tractor trailer purchase, secure a construction equipment lease, obtain a cash-out loan to fund a waste route acquisition, purchase machine tools to win a new project, or finance your accounts receivable, our nationwide team of industry experts can assist.