Financing Services

Debt Consolidation

Managing multiple loans across different lenders can be complicated, costly, and time-consuming.

CCG’s debt consolidation solutions bring your payments into one loan, giving you a single, predictable payment schedule and more cash to focus on what matters most - growing your business.

One Payment
Simplified Bookkeeping
More Control

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One Payment
Simplified Bookkeeping
More Control

DEBT CONSOLIDATION SERVICES

Simplify your debt and strengthen your cash flow.

Consolidating debt is about more than simplifying payments. It creates flexibility by freeing up cash and reducing administrative tasks, allowing you to focus on growth.

At CCG, we believe financing should fit your business, not the other way around. We don’t just look at the numbers—we take the time to understand your business, your equipment, your debt, and your goals. Whether your obligations include equipment loans, credit lines, or other financing arrangements, we’ll work with you to create a debt consolidation plan that fits the way you operate. It’s about building a relationship that helps your company move forward with confidence.

The result? A loan that fits your business and gives you more time and capital to focus on growing your company.

KEY BENEFITS

Why consolidating debt pays off

Carrying multiple loans adds complexity to bookkeeping and accounting operations. But that doesn’t have to be the case. Consolidating debt can streamline administrative tasks, simplify payments, free up cash, and even lower monthly costs.

One Payment, Less Hassle

Replace multiple loans with one monthly payment and one lender. Spend time on your business, not juggling lenders, terms, and due dates.

Lower Monthly Payments

Restructure or extend terms to fit your revenue cycles. Enhance cash for operations, repairs, and opportunities.

One Lender

Work with a single lender that understands equipment. Eliminate confusion, reduce administrative time, and gain confidence knowing your equipment financing is managed in one place.

Flexible Terms

Set payment schedules around seasonality and timelines. CCG supports how you operate.

Add Working Capital

A debt consolidation loan can provide working capital for parts, maintenance, or expansion. Keep equipment ready and your team moving when the next opportunity appears.

Use Equipment to Pay off Other Debts

Equity in your equipment can be used to pay down other loans, credit lines, and obligations.

HOW IT WORKS

How to consolidate your equipment debt with confidence

We keep the process simple. Share your goals, and we will create options that align with your equipment list, cash flow, and timeline.

01.

Share your goals

Tell us what you want the consolidation to achieve, such as lower payments and simpler bookkeeping.

02.

Review loan obligations, equipment, and cash flow

We evaluate your list of loan obligations, associated debt service, and your equipment, then meet with you to discuss options.

03.

Get a custom consolidation plan

We’ll provide a solution that fits your needs and possibly reduces your monthly payments.

04.

Secure your loan

We provide final documents, you sign them, and we fund directly to the other lenders. You can get back to work quickly and focus on the activities that pay the bills.

LET’S TALK

INDUSTRIES

Financing expertise for your industry

Debt consolidation works best when your lender knows your equipment and cycles. Our expertise helps structure smarter plans that keep your operation steady and growing.

01.

Construction

Align payments to project timing and retain cash to put back into your business. Keep crews working, equipment maintained, and jobs on track.

Learn More

02.

Manufacturing

Support uptime, maintenance, and skilled labor costs. Structure payments around production schedules and parts lead times, so operations stay predictable.

Learn More

03.

Transportation

Debt consolidation helps protect cash during volatility, allowing you to keep trucks running and deliveries on time.

Learn More

04.

Waste and Environmental Services

Fewer accounts to manage and lower overall monthly payments provide flexibility and better operational control.

Learn More

Construction

Align payments to project timing and retain cash to put back into your business. Keep crews working, equipment maintained, and jobs on track.

Learn More

Manufacturing

Support uptime, maintenance, and skilled labor costs. Structure payments around production schedules and parts lead times, so operations stay predictable.

Learn More

Transportation

Debt consolidation helps protect cash during volatility, allowing you to keep trucks running and deliveries on time.

Learn More

Waste and Environmental Services

Fewer accounts to manage and lower overall monthly payments provide flexibility and better operational control.

Learn More

WHY COMMERCIAL CREDIT GROUP?

We’re not your traditional heavy equipment lender. We back your vision and your growth from day one.

More About Us

01.

We see the whole picture.

We look at your character, cash flow, and equipment—not just your credit score—so you get flexible funding tailored to your unique situation.

02.

We know how you work.

We meet you on-site, speak your language, and understand your equipment, so every financing plan reflects the way your business actually runs.

03.

We build plans around your goals.

From new equipment to refinancing or working capital, we create financing that supports your goals, your cash flow, and your growth timeline.

04.

We’re ready when you need us.

Whether you need $100,000, $10 million, or something in between, we give you the ability to secure equipment, win contracts, and keep work moving when timing matters most.

05.

We show up when others walk away.

Regardless of industry and economic cycles, we stay engaged with funding and support so you can keep moving forward even when other lenders pull back.

06.

We’re here for the long haul.

Most of our customers come back again and again because the financing works, the relationship runs deep, and our trust grows stronger every year.

More About Us

TESTIMONIALS

Commercial & Residential Landscaping Company in Illinois

“The level of customer service was exceptional. Beyond that, my rep's knowledge of equipment and financial options available to me was impressive. I would recommend him without hesitation.”

Excavating Company in Georgia

“My representative drove 150 miles to get papers signed. I was impressed, to put it lightly.”

Freight Hauling Company in Connecticut

“My rep makes me feel like I’m his only client.”

Roll-Off Waste Service Company in Florida

“A very smooth process. All paperwork was taken care of and there were no problems.”

CASE STUDY

View All Success

Equipment Investment Helps Fiber Optic Cable Contractor Grow Business

As demand grew, this contractor needed to scale quickly. Learn how equipment financing supported their growth and kept projects on schedule.

Read Story

View All Success

FINANCING RESOURCES

Resources to help you
grow on your terms.

Plan ahead with practical tools and expert tips that help you secure the right financing for your business

THE LATEST FINANCE INSIGHTS

Transportation

Holiday Gifts for Truckers

Waste

The Role of Insurance in Equipment Financing

Transportation

Mid-America Trucking Show Recap

FINANCE CALCULATORS

Easy-to-use tools to estimate payments, compare terms, and plan financing that fits your business.

Section 179 Calculator

Estimate tax savings on equipment purchases

Equipment Financing Calculator

Estimate monthly payments for financed equipment

OFFERS

Checklists

Step-by-step tools to help you plan financing decisions and keep your business moving forward.

OFFERS

Whitepapers & Guides

In-depth resources with industry insights and strategies for smarter equipment and capital financing decisions.

VIDEOS

Video Library

Quick, expert-led videos explaining financing options, industry trends, and tips to grow your business.

Debt Consolidation

Managing multiple loans across different lenders can be complicated, costly, and time-consuming.

Simplify your debt and strengthen your cash flow.

Why consolidating debt pays off

One Payment, Less Hassle

Lower Monthly Payments

One Lender

Flexible Terms

Add Working Capital

Use Equipment to Pay off Other Debts

How to consolidate your equipment debt with confidence

Share your goals

Review loan obligations, equipment, and cash flow

Get a custom consolidation plan

Secure your loan

Financing expertise for your industry

Construction

Construction

Manufacturing

Manufacturing

Transportation

Transportation

Waste and Environmental Services

Waste and Environmental Services

Construction

Manufacturing

Transportation

Waste and Environmental Services

We’re not your traditional heavy equipment lender. We back your vision and your growth from day one.

We see the whole picture.

We know how you work.

We build plans around your goals.

We’re ready when you need us.

We show up when others walk away.

We’re here for the long haul.

“The level of customer service was exceptional. Beyond that, my rep's knowledge of equipment and financial options available to me was impressive. I would recommend him without hesitation.”

“My representative drove 150 miles to get papers signed. I was impressed, to put it lightly.”

“My rep makes me feel like I’m his only client.”

“A very smooth process. All paperwork was taken care of and there were no problems.”

Resources to help you grow on your terms.

Plan ahead with practical tools and expert tips that help you secure the right financing for your business

Section 179 Calculator

Equipment Financing Calculator

Checklists

Whitepapers & Guides

Video Library

Resources to help you
grow on your terms.